Benefits Services Built Around Your Business

Most companies are on the same plan they have always been on without ever questioning whether it is the best option. We evaluate fully insured, level funded, and self-funded models side by side and show you exactly what each means for your costs, your risk, and your employees.

• Full analysis of your current funding structure
• Side-by-side comparison of all available options
• Clear recommendation with no carrier bias
• Ongoing review at every renewal cycle

Most brokers stop at the medical plan. We go further. We bring direct cost savings mechanisms to your business that most companies never even know exist, reducing spend without reducing the quality of care your employees receive.

• Identify savings opportunities beyond major medical
• Ancillary benefit optimization
• Long-term containment strategies tied to your growth plan
• Year-over-year benchmarking to track results

All Esprit Benefits clients receive complimentary access to an industry-leading HR platform packed with tools that would cost most businesses thousands of dollars a year. From compliance to content to expert HR guidance, it is all included from day one at no additional cost to your business.

• HR Hotline with direct access to certified HR experts for guidance on your toughest people questions
• Over 66,000 pieces of HR and benefits content for you and your employees
• Up-to-date compliance information and a full compliance toolkit to keep your business protected
• Salary and HR benchmarking tools to help you stay competitive in your market
• And much more, all included at no additional cost

Our HR experts help you select the right payroll platform, set up carrier integrations, and manage EDI feeds so your HR stack runs smoothly without requiring your team to become IT experts.

• Payroll platform selection and setup guidance
• Carrier and benefits system integrations
• EDI feed management and troubleshooting
• Ongoing technical HR support

Open enrollment does not have to be the most stressful time of year for HR. We manage the entire process, from employee communications and plan comparisons to carrier coordination and deadline management. You stay informed, your employees get clarity, and nothing falls through the cracks.

• Full employee communication and education
• Plan comparison and enrollment support
• Carrier coordination and deadline management
• Post-enrollment reconciliation and reporting

Most brokers show up once a year. We are available all year long, for you and your employees. Whether it is a billing question, a coverage issue, or a new hire who needs help understanding their plan, we are a real person away from an answer.

• Dedicated point of contact for HR and leadership
• Direct employee support for benefits questions
• Ongoing carrier issue resolution
• Proactive check-ins throughout the year