Life Insurance

Business owners need to protect more than their families, they need to protect everything they’ve built.

Small business owners are using life insurance to protect their families, potentially reduce future taxes, and diversify their retirement portfolios. Talk to Esprit Benefits about the options available to you. 

Protection When You Need it Most

Family, Loved Ones and Business Protection

  • In the event of your death life insurance provides a tax-free lump sum of money to your family or business (beneficiary)
  • A term life insurance policy is usually the cheapest and can be designed to fit your budget and time frame.
Learn more

Concerned About Taxes?
We Are Too.

Tax Planning, Cash Value Accumulation and Permanent Death Benefit

A permanent form of life insurance may be right for you if you’re looking for

  • Legacy planning. Leave your children a tax-free death benefit
  • The potential for tax deferred growth – diversifying your portfolio – and having options to access that cash later in life tax-free
  • Have access to cash early in the event of chronic or critical illness. Help offset the cost of medical expenses.
Learn more

Customizing Your Benefits Solution Starts Here

Schedule a Chat